Indonesian Journal of Law and Economics Review
Vol 13 (2021): November
Corporate Law

Legal Protection for Creditors Holding Fiduciary Guarantee Due to Debtor Default
Perlindungan Hukum Bagi Kreditur Pemegang Jaminan Fidusia Akibat Debitur Wanprestasi


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  • Chyci Hesty Andari,
  • Noor Fatimah Mediawati*
Chyci Hesty Andari
Universitas Muhammadiyah Sidoarjo, Indonesia
Noor Fatimah Mediawati
Universitas Muhammadiyah Sidoarjo, Indonesia *

(*) Corresponding Author
Picture in here are illustration from public domain image or provided by the author, as part of their works
DOI: https://doi.org/10.21070/ijler.v13i0.738
Published November 2, 2021
Keywords
  • Legal Protection,
  • Creditor,
  • Fiduciary Guarantee,
  • Debtor default
How to Cite
Andari, C. H., & Mediawati, N. F. (2021). Legal Protection for Creditors Holding Fiduciary Guarantee Due to Debtor Default. Indonesian Journal of Law and Economics Review, 13, 10.21070/ijler.v13i0.738. https://doi.org/10.21070/ijler.v13i0.738

Copyright (c) 2021 Chyci Hesty Andari, Noor Fatimah Mediawati

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This work is licensed under a Creative Commons Attribution 4.0 International License.

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Abstract

This study aims to determine the form of legal protection for creditors holding fiduciary guarantees due to default debtors at PT Batavia Prosperindo Finance, Tbk Sidoarjo Branch. This type of research includes juridical-normative research, with a chase approach (case approach), primary legal materials. Civil Law/Burgelijk Wetboek and Article 33 of the 1945 Constitution and Letter of Credit Agreement from PT Batavia Prosperindo Finance, Tbk Sidoarjo Branch, deductive data analysis. The results of this study indicate that legal protection for creditors who hold fiduciary guarantees due to debtors who default (a case study at PT Batavia Prosperindo Finance, Tbk Sidoarjo Branch that preventive and familial legal protection is prioritized by PT Batavia Prosperindo Finance in the form of demanding the debtor for the fulfillment of performance only , fulfillment of achievements accompanied by compensation (Article 1267 of the Civil Code), demanding and asking for compensation (only possible losses due to delays, cancellation of agreements, cancellations accompanied by compensation. Settlement of debtor defaults can be done through litigation by reporting to the authorities and also through other channels). Non Litigation, namely negotiations with the debtor.

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