Indonesian Journal of Law and Economics Review
Vol 18 No 3 (2023): August
Financial Technology

Enhancing Maqasid Syariah through E-Banking: A Qualitative Analysis of Syariah-Compliant Financial Transactions
Meningkatkan Maqasid Syariah melalui E-Banking: Analisis Kualitatif atas Transaksi Keuangan yang Sesuai Syariah


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  • Masruchin Masruchin,
  • Arief Wicaksono,
  • Nur Manna Silvia,
  • Amelia Eka Dimawan*
Masruchin Masruchin
Universitas Muhammadiyah Sidoarjo, Indonesia
Arief Wicaksono
Universitas Muhammadiyah Sidoarjo, Indonesia
Nur Manna Silvia
Universitas Muhammadiyah Sidoarjo, Indonesia
Amelia Eka Dimawan
Universitas Muhammadiyah Sidoarjo, Indonesia *

(*) Corresponding Author
Picture in here are illustration from public domain image or provided by the author, as part of their works
DOI: https://doi.org/10.21070/ijler.v18i3.934
Published July 20, 2023
Keywords
  • E-Banking Syariah,
  • Maqasid Syariah,
  • Islamic Finance,
  • Financial Transactions,
  • Qualitative Study
How to Cite
Masruchin, M., Wicaksono, A., Silvia, N. M., & Dimawan, A. E. (2023). Enhancing Maqasid Syariah through E-Banking: A Qualitative Analysis of Syariah-Compliant Financial Transactions. Indonesian Journal of Law and Economics Review, 18(3). https://doi.org/10.21070/ijler.v18i3.934

Copyright (c) 2023 Masruchin Masruchin, Arief Wicaksono, Nur Manna Silvia, Amelia Eka Dimawan

Creative Commons License

This work is licensed under a Creative Commons Attribution 4.0 International License.

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Abstract

The article presents a qualitative study analyzing the utilization of e-banking syariah from the perspective of Maqasid Syariah, focusing on Islamic principles in financial transactions. Employing a descriptive approach and content analysis, data were collected through literature review, documentation, and interviews. The findings reveal that e-banking syariah significantly contributes to achieving Maqasid Syariah, promoting responsible financial practices aligned with Islamic principles. The study highlights benefits such as ethical transactions, wise financial decisions, and improved investment management. The implications emphasize the relevance of these findings for professionals and scholars in the field of Islamic finance and banking.

Highlight:

  • Significance of E-Banking Syariah: The research highlights the substantial benefits of utilizing e-banking syariah in achieving Maqasid Syariah, including adherence to Islamic principles in financial transactions and wise financial decision-making.

  • Holistic Well-Being: E-Banking Syariah contributes to the preservation of individuals' well-being in aspects of religion, soul, intellect, lineage, and wealth, promoting a balanced and spiritually fulfilling life.

  • Responsible Implementation: The study emphasizes the importance of grounding the use of e-banking syariah on strong Islamic principles, promoting transparency, and accountability in financial management while avoiding prohibited practices.

Keyword: E-Banking Syariah, Maqasid Syariah, Islamic Finance, Financial Transactions, Qualitative Study

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