Indonesian Journal of Law and Economics Review 2024-04-16T04:06:24+00:00 Rifqi Ridlo Pahlevy Open Journal Systems <p>Indonesian Journal of Law and Economics Review (IJLER) is published by Universitas Muhammadiyah Sidoarjo four times a year. This journal provides immediate open access to its content on the principle that making research freely available to the public supports a greater global exchange of knowledge.This journal aims is to provide a place for academics and practitioners to publish original research and review articles. The articles basically contains any topics concerning Law and Economics. IJLER is available in online version. Language used in this journal is Indonesia or English.</p> Enforcement of Criminal Elements in Administrative Actions 2024-04-03T02:58:26+00:00 Muhammad Junaidi <p>This study employs a normative juridical approach to explore the intertwining of administrative actions and criminal accountability within the governance framework. By scrutinizing legal norms, the research assesses the objective position of criminal elements in administrative actions, revealing a tendency to prioritize formal aspects over legal validity. The findings highlight the conflation of criminal law with administrative proceedings, resulting in disparate consequences. Consequently, policymakers may shy away from necessary actions or seek alternative routes to avoid potential risks. This study underscores the imperative to delineate clear boundaries between administrative duties and criminal liabilities to foster more effective governance practices and mitigate unwarranted legal risks.</p> <p><strong>Highlights :</strong></p> <ul> <li>The study emphasizes the necessity of delineating clear boundaries between administrative actions and criminal liabilities.</li> <li>Prioritizing formal aspects over legal validity in administrative actions can lead to disparate consequences within governance frameworks.</li> <li>Policymakers may resort to alternative routes or hesitate to take necessary actions due to the conflation of criminal law with administrative proceedings.</li> </ul> <p><strong>Keywords:</strong> Normative Juridical Approach, Administrative Actions, Criminal Accountability, Governance Framework, Legal Validity</p> 2024-03-25T00:00:00+00:00 Copyright (c) 2024 Muhammad Junaidi Legal Implications of Personal Data Misuse in Emergency Contact Information for Online Loan Services 2024-04-16T04:06:24+00:00 Dilla Haniah Kurniawati Mochammad Tanzil Multazam <p>This study investigates the legal risks associated with being an emergency contact or the absence of emergency contact in online loans. Utilizing a Normative Juridical approach, the research evaluates the effectiveness of legal policies in minimizing these risks. Findings reveal that serving as an emergency contact may lead to inconvenience due to frequent communication from debt collectors, while the absence of emergency contacts poses challenges for lenders in contacting borrowers, resulting in potential financial losses. These results underscore the importance of implementing efficient legal measures to protect both borrowers and lenders in online lending transactions.</p> <p><strong>Highlights :</strong></p> <ul> <li>Importance of Legal Policies: Evaluating the effectiveness of legal policies in minimizing risks associated with online loans is crucial for ensuring the protection of both borrowers and lenders.</li> <li>Role of Emergency Contacts: Investigating the impact of emergency contacts on mitigating legal risks sheds light on the practical aspects of borrower-creditor communication in online lending transactions.</li> <li>Financial Implications: Understanding the financial consequences of lacking emergency contacts in online loans underscores the need for comprehensive risk management strategies in the digital lending landscape.</li> </ul> <p><strong>Keywords:</strong> Online loans, Legal risks, Emergency contacts, Normative Juridical approach, Financial implications</p> 2024-05-01T00:00:00+00:00 Copyright (c) 2024 Dilla Haniah Kurniawati, Mochammad Tanzil Multazam