[1]
“The Culture of Mass Organization Patronage and Its Impact on Non-Performing Loans: Budaya Bekingan Ormas dan Dampaknya Bagi Kredit Macet”, ijler, vol. 21, no. 2, p. 10.21070/ijler.v21i2.1692, Sep. 2026, doi: 10.21070/ijler.v21i2.1692.