Susanti I, Hermawan S. Intellectual Capital Risk Management and Competitive Advantage Sustain Banking Financial Performance: Modal Intelektual Manajemen Risiko dan Keunggulan Kompetitif Menopang Kinerja Keuangan Perbankan. ijler [Internet]. 2026 Jul. 25 [cited 2026 Oct. 7];21(3):10.21070/ijler.v21i3.1714. Available from: https://ijler.umsida.ac.id/index.php/ijler/article/view/1714