Irfansyah MR, Phahlevy RR. The Culture of Mass Organization Patronage and Its Impact on Non-Performing Loans: Budaya Bekingan Ormas dan Dampaknya Bagi Kredit Macet. ijler [Internet]. 2026 Sep. 24 [cited 2026 Sep. 26];21(2):10.21070/ijler.v21i2.1692. Available from: https://ijler.umsida.ac.id/index.php/ijler/article/view/1692