Hussein, Ibtisam Ali, Suhaila Abdel Zahra Mastour, and Nsreen Ghali Gasem. “The Role of Financial Technology in Promoting Digital Transformation in Iraq for the Period (2020-2023)”. Indonesian Journal of Law and Economics Review 21, no. 1 (January 4, 2026): 10.21070/ijler.v21i1.1464. Accessed January 30, 2026. https://ijler.umsida.ac.id/index.php/ijler/article/view/1464.