A. Zainudin and R. A. . Rahayu, “Financial Literacy and Electronic Money Empower Online Drivers’ Impact Globally: Literasi Keuangan dan Uang Elektronik Memberdayakan Dampak Pengemudi Online Secara Global”, ijler, vol. 19, no. 3, p. 10.21070/ijler.v19i3.1133, Jun. 2024.