Ningrum, A. S. and Hermawan, S. (2025) “Financial Literacy Self Control and PayLater Financial Management: Literasi Keuangan, Pengendalian Diri, dan Pengelolaan Keuangan PayLater”, Indonesian Journal of Law and Economics Review, 20(3), p. 10.21070/ijler.v20i3.1472. doi: 10.21070/ijler.v20i3.1472.