FADIYAH, . N. L. .; WIDODO, H. . Financial Technology and Literacy Shaping Students’ Financial Management with Digital Literacy: Fintech dan Literasi Keuangan Membentuk Perilaku Pengelolaan Keuangan Mahasiswa dengan Literasi Digital. Indonesian Journal of Law and Economics Review, [S. l.], v. 19, n. 4, 2024. DOI: 10.21070/ijler.v19i4.1160. Disponível em: https://ijler.umsida.ac.id/index.php/ijler/article/view/1160. Acesso em: 6 dec. 2025.