VIRDAUS, S.; MUNIF, N. A. . A Critical Review of Legal Protection Against E-Money Users in Indonesia: Ulasan Kritis Perlindungan Hukum Terhadap Pengguna E-Money di Indonesia . Indonesian Journal of Law and Economics Review, [S. l.], v. 2, n. 2, p. 10.21070/ijler.2019.V2.32, 2019. DOI: 10.21070/ijler.2019.V2.32. Disponível em: https://ijler.umsida.ac.id/index.php/ijler/article/view/32. Acesso em: 6 dec. 2025.