IRFANSYAH, M. R.; PHAHLEVY, R. R. The Culture of Mass Organization Patronage and Its Impact on Non-Performing Loans: Budaya Bekingan Ormas dan Dampaknya Bagi Kredit Macet. Indonesian Journal of Law and Economics Review, [S. l.], v. 21, n. 2, p. 10.21070/ijler.v21i2.1692, 2026. DOI: 10.21070/ijler.v21i2.1692. Disponível em: https://ijler.umsida.ac.id/index.php/ijler/article/view/1692. Acesso em: 26 sep. 2026.