AMANDA, M. Y.; HANIF, A. The Effect of Financial Literacy, and Financial Technology on Financial Behavior with Peers as a Moderation Variable in Generation Z Student of the Accounting Study Program, University of Muhammadiyah Sidoarjo: Pengaruh Literasi Keuangan, dan Financial Technology terhadap Perilaku Keuangan dengan Teman Sebaya sebagai Variabel Moderasi pada Mahasiswa Generasi Z Prodi Akuntansi Universitas Muhammadiyah Sidoarjo. Indonesian Journal of Law and Economics Review, [S. l.], v. 21, n. 1, p. 10.21070/ijler.v21i1.1688, 2026. DOI: 10.21070/ijler.v21i1.1688. Disponível em: https://ijler.umsida.ac.id/index.php/ijler/article/view/1688. Acesso em: 25 sep. 2026.