NINGRUM, A. S.; HERMAWAN, S. Financial Literacy Self Control and PayLater Financial Management: Literasi Keuangan, Pengendalian Diri, dan Pengelolaan Keuangan PayLater. Indonesian Journal of Law and Economics Review, [S. l.], v. 20, n. 3, p. 10.21070/ijler.v20i3.1472, 2025. DOI: 10.21070/ijler.v20i3.1472. Disponível em: https://ijler.umsida.ac.id/index.php/ijler/article/view/1472. Acesso em: 17 jan. 2026.