MADLOOL IBRAHIM, M.; AL-RAMLI, A. M. R.; ASMAEEL, S. A. Electronic Payment Systems Reduce Informal Cash Holdings and Strengthen Iraqi Economic Stability. Indonesian Journal of Law and Economics Review, [S. l.], v. 21, n. 1, p. 10.21070/ijler.v21i1.1442, 2025. DOI: 10.21070/ijler.v21i1.1442. Disponível em: https://ijler.umsida.ac.id/index.php/ijler/article/view/1442. Acesso em: 15 mar. 2026.